![]() With over 18 years of experience, they successfully removed over 6 million negative items from clients’ credit reports in 2021 alone. If you believe the CB INDIGO inquiry on your credit report is unauthorized or erroneous, consider seeking assistance from a reputable credit repair company like Lexington Law. Phone number: (800) 509-6191 Can CB INDIGO be removed from my credit report? The creditor’s name should be listed under the hard inquiry section on your credit report in this case, it’s Genesis FS Card Services, Inc. If you don’t recognize the CB INDIGO inquiry on your credit report or are certain you didn’t initiate it, contact Celtic Bank to inquire about the reason for the inquiry. ![]() Each inquiry is recorded by one or all three major credit reporting agencies: Equifax, Experian, and TransUnion. Regardless of whether you’re approved for the Indigo Platinum Mastercard, the hard inquiry will remain on your credit report for up to two years. How long do hard inquiries stay on your credit report? Unlike hard inquiries, soft inquiries do not affect your credit scores. Soft inquiries might also be initiated by an existing creditor monitoring your current credit situation. ![]() What is a soft inquiry?Ī soft inquiry, on the other hand, generally takes place when a company reviews your credit history as part of a background check or prequalification process. While hard inquiries typically only decrease your credit score by a few points, having too many within a short period can accumulate and negatively impact your credit score. Hard inquiries can be associated with various types of credit, including mortgages, car loans, credit cards, insurance policies, and even certain job applications. ![]() Understanding Hard and Soft Inquiries What is a hard inquiry?Ī hard inquiry occurs when you apply for new credit, and the lender or creditor conducts a credit check to evaluate your creditworthiness. This credit card is specifically designed for individuals with less-than-perfect credit, aiming to help them rebuild and improve their credit scores. Why is CB INDIGO on your credit report?ĬB INDIGO may appear on your credit report as a hard inquiry if you’ve recently applied for the Indigo Platinum Mastercard issued by Celtic Bank. This collaboration focuses on providing credit card solutions to individuals with poor credit, aiming to help them rebuild and improve their credit scores over time. Once the IndigoCard user signs up at the official portal, they will get a 2% cashback with up to $ 1,000 from gas stations & restaurant visits.CB INDIGO stands for Celtic Bank/Indigo, representing a financial partnership between Celtic Bank, a Utah-based chartered industrial bank, and Indigo, a credit card service under the umbrella of Genesis Financial Solutions, Inc. The Indigo Mastercard has no yearly charge and offers rewards and other transactions at a condensed price. Study well, then take benefit of Indigo Platinum credit card online services. Sometimes we have issues utilizing the functions and the system. Therefore, after accessing the account, learn about the functions and their correct usage. Then click the Sign In key to access the Indigo Card account.Now account holders have to enter the login data, like the username and password, in the required empty section correctly.Visit the official Indigo Platinum card site at Individuals can utilize any browser from Chrome, Firefox, Safari, or Internet Explorer.Once the Indigo Platinum Mastercard is registered and activated, users can now log into their respective accounts to get the perks of offered online services and features.įor all the Indigo Platinum Master cardholders, here are the comfortable and simplistic enrollment footsteps to access the account. The steps stated above will complete the registration procedure, after which the relevant cardholder can access the account easily.
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